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Nova Credit Union Loan Application

Please enter as much information as possible. The more information we have, the quicker we are able to process your loan application.

Your personal details

Given names
Last name
Drivers license
Drivers license expires date
Date of birth
Number of dependants
Their age/s (comma separated)

Your home address details

Street address
Suburb
Postcode
How long at this address?
Previous address
Suburb
Postcode
Home telephone
Mobile telephone

Your references

Name of nearest relative not living with you
Their street address
Suburb
Postcode
Relationship to you
Their contact number

Your employment details

Employed by
Telephone
Start date
Occupation
Please choose one
Work address
Suburb
Postcode

2nd applicant - your personal details

2nd applicant given names
2nd applicant last name
Drivers License
Drivers license expires date
Date of birth
Number of dependants
Their age/s (comma separated)

2nd applicant - your home address details

Street address
Suburb
Postcode
How long at this address?
Previous address
Suburb
Postcode
Home telephone
Mobile telephone

2nd applicant - your references

Name of nearest relative not living with you
Their street address
Suburb
Postcode
Relationship to you
Their contact number

2nd applicant - your employment details

Employed by
Telephone
Start date
Occupation
Please choose one
Work address
Suburb
Postcode

Loan details

Amount required
If you are applying for a personal loan, what is the purpose of your loan?
Existing loan balance on other loans with us?
Total amount required with this loan

Existing debts

Please let us know if you currently have any debts.

First mortgage

First mortgage payable to
Repayments
Balance
Limit

Second mortgage

Second mortgage payable to
Repayments
Balance
Limit

Other real estate

Other real estate payable to
Repayments
Balance
Limit

Rent / board

Rent / board payable to
Repayments
Balance
Limit

Credit union loan

Credit union loan payable to
Repayments
Balance
Limit

Personal loan

Personal loan payable to
Repayments
Balance
Limit

Credit card

Credit card debt payable to
Repayments
Balance
Limit

Store account

Store account debt payable to
Repayments
Balance
Limit

Child maintenance

Child maintenance payable to
Repayments
Balance
Limit

Other debts

Other debts payable to
Repayments
Balance
Limit

Existing Assets

Please list your assets

Real estate and land ownership

Address of current owned residence
$ Value
Address of other real estate
$ Value
Enter additional details here
0 /

Household effects

Household effects eg: contents & personal items
$ Value
Personal savings

Motor vehicles

Motor vehicle make
Motor vehicle model
$ Value
Motor vehicle 2 make
Motor vehicle 2 model
$ Value

Other assets

Other assets
$ Value

Income

First borrower
Net (after tax)
Net (after tax)
Other income source
Net (after tax)

Weekly  Living Expenses Estimation

Clothing and personal care: Clothing, footwear, cosmetics, and personal care
Connections: Phone, Mobile, Internet, Cable TV and any other similar subscriptions
Education: Public and private education fees and associated costs (preschool, primary, secondary and tertiary) including books, uniforms etc.
Groceries: Supermarket, Meat, Fruit & Vegetables
Insurances: All insurance including health, home and contents, life and income protection, pet insurance, voluntary Super
Investment property utilities, rates and related costs including rates, taxes, levies, body corporate and Strata fees, repairs and maintenance, other household items and utilities (excluding insurance, telephone, internet and pay TV as they are categorised separately.
Medical and health costs including doctor, dental, optical, and pharmaceutical, etc. (excluding health insurance which is categorised under insurance)
Other: Unique items not covered in above categories (Regular expenses not noted elsewhere)
Owner occupied property, utilities, rates and related costs including rates, taxes, levies, body corporate and Strata fees, repairs and maintenance, other household items and utilities (excluding insurance, telephone, internet and pay TV as they are categorised separately)
Recreation and Entertainment: Dining Out, Movies, Gifts, membership fees, pet care, holidays & Other
Transport: Public, Petrol, Registration, Insurance & Servicing

Terms of agreement

Under the National Credit Code you may be liable to a criminal penalty if you make any false or misleading representation that is material to the Credit Union’s decision to approve this loan. Have you had any judgements, garnishees, or other legal proceedings against you or ever been bankrupt or insolvent, or ever assigned your estate for the benefit of Creditors*?
By Submitting this application you acknowledge the following:

  • I/We have read and agree to the Disclosure Statement (click to view)
  • I/We authorise the credit union to make any relevant enquiries into reference mentioned, my employer or any other credit provider
  • I/We acknowledge that a credit reporting agency report will be obtained.
  • I/We are comfortable with our ability to make repayments under the proposed loan without difficulty.
  • I /We hereby apply for a loan as above and certify that the foregoing statements are true and complete in every particular.

I/We agree to the teams and conditions set above

ABN: 40 087 650 440
Australian Credit Licence 240918

Nova Credit Union

3/71 King Street Newcastle, NSW 2300
Phone: (02) 4926 1428 Fax (02) 4929 4751
LOAN APPLICATION

Contact phone number
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